ATMChat — Privacy Policy & Terms of Use

Effective date: April 13, 2026 | Last updated: August 5, 2026

This document contains both the Privacy Policy and the Terms of Use for ATMChat. Please read both sections carefully before using the App.

Part I — Privacy Policy

1. Introduction

This Privacy Policy explains how ATMChat ("the App"), developed and published by Approve The Move ("we", "us", or "our"), handles information when you ("you" or "the user") download, install, or use the App on any supported device.

We are committed to protecting your privacy. This policy applies to all versions of ATMChat distributed through the Apple App Store and any future platforms.

By downloading, installing, or using ATMChat, you acknowledge that you have read, understood, and agree to the practices described in this policy. If you do not agree, please do not use the App and remove it from your device.

2. Information We Collect

We do not collect, transmit, or process any personal data. ATMChat is designed from the ground up as a privacy-first, offline mesh messaging application. Specifically:

No account creation — You are never required or asked to sign up, log in, create an account, or provide an email address, phone number, or any other personal identifier. Your device identity is a randomly generated UUID that is not linked to your Apple ID, phone number, or any personal information.
No analytics or tracking — We do not use any analytics frameworks, crash reporting services, telemetry tools, device fingerprinting, or usage tracking of any kind.
No advertising — The App contains no advertisements, no advertising SDKs, no ad identifiers (IDFA), and no advertising networks.
No server-side communication — We operate no servers, and the App never transmits any of your data to us or to any third party. All messaging traffic is strictly local peer-to-peer. The only internet requests the App ever makes are optional, on-device fetches of link-preview metadata (page title and thumbnail) for URLs you or a peer share, performed by Apple's LinkPresentation framework directly from your device to the linked website when an internet connection happens to be available. These requests are not routed through us, and nothing about them is logged or collected by us.
No cloud sync — Messages, conversations, and all other data remain exclusively on your device. There is no cloud backup, no server-side message storage, and no synchronization service of any kind.
No in-app purchases — No financial, billing, or payment information is collected or processed.
No location data — The App does not request, access, or store your geographic location.

We do not sell, rent, or trade any personal information — and we never could, because we never possess it. Your data lives on your device, not with us.

3. On-Device Storage

ATMChat stores data locally on your device using two storage mechanisms. This data is stored within the App's private sandbox, is not accessible to other apps, and never leaves your device except when explicitly transmitted to nearby peers during active messaging sessions (see Section 4).

3.1 UserDefaults & Keychain

A small amount of non-personal data is stored using Apple's UserDefaults and Keychain systems:

Display name (the name you choose, shared only with peers you connect to)
A randomly generated unique identifier (UUID) used solely to identify your device during local messaging sessions — not linked to your Apple ID or any personal information. It is kept in the device Keychain (with a legacy UserDefaults fallback on older installs).
Display names and avatars of peers you have chatted with
Per-conversation unread counts
Your blocked-peers list (kept only on your device; never shared with anyone, including the blocked peer)
Your notification preferences (which alert types you receive) and per-chat mute list

This data is declared in our Privacy Manifest (PrivacyInfo.xcprivacy) under API category NSPrivacyAccessedAPICategoryUserDefaults with reason code CA92.1 (access to store and retrieve user preferences), as required by Apple.

3.2 ChatStorage (Custom Local Storage)

ATMChat uses a custom on-device storage system called ChatStorage to persist your messaging data locally. This includes:

Message history (text messages, media metadata, and message content)
Conversation list (the list of peers you have communicated with)
Read receipts (which messages you have read and when)

All ChatStorage data resides exclusively within the App's iOS sandbox on your device. It is never uploaded, synced, backed up to any cloud service, or transmitted to any server. The only time message content leaves your device is when it is sent directly to a nearby peer over the local network (see Section 4).

How to delete: You can delete individual messages, clear entire conversations from within the App, or remove the App's stored data at any time by deleting ATMChat from your device — iOS removes everything in the App's sandbox (message history, conversation list, and preferences) on uninstall. Two narrow exceptions, both standard iOS behavior: the random device UUID stored in the iOS Keychain (Section 3.1) may persist on the device after the App is deleted until it is removed, and device backups you made before deletion may retain copies of previously stored data. Neither of these ever reaches us.

4. Local Networking & Mesh Messaging

Local networking is the primary feature of ATMChat. The App enables direct, peer-to-peer mesh messaging between nearby devices using two Apple frameworks: MultipeerConnectivity (Wi-Fi) and CoreBluetooth (Bluetooth Low Energy). This section provides comprehensive detail about how your data is handled during messaging sessions.

4.1 How It Works

Messaging is fully peer-to-peer — no internet connection is used or required to send or receive messages. All messaging occurs directly between devices over local Wi-Fi and Bluetooth Low Energy (BLE). No message data passes through our servers, Apple's servers, or any third-party relay. The App's only internet access is the optional link-preview fetch performed on your device when a user shares a URL, as described in Section 2.
The App uses Apple's Bonjour protocol (via MultipeerConnectivity) and BLE advertising (via CoreBluetooth) to discover nearby devices that are running ATMChat.
Once peers discover each other, a direct connection is established. All subsequent data exchange occurs over this local peer-to-peer link.
No message logs exist on any server. Because messaging never touches the internet and we operate no backend infrastructure, there is no server that could store, log, intercept, or retain any of your messages. We have no ability to read, access, or recover your messages.

4.2 Data Transmitted During Sessions

During an active local messaging session, the following types of data may be transmitted between connected devices:

Text messages — The content of messages you type and send to other peers.
Photos — Images you select from your photo library or capture with your camera to send to peers.
Videos — Video files you select or record to send to peers.
Voice messages — Audio recordings you create within the App to send to peers.
Contact cards — Contact information you explicitly choose to share with peers.
Files — Documents and files you explicitly select to send to peers.
Delivery receipts — Confirmation signals indicating that a message has been delivered to the recipient's device.
Read receipts — Signals indicating that a recipient has opened and viewed your message.
Message reactions — Emoji reactions you attach to specific messages.
Delete requests — When you delete a message for all participants, a deletion signal is sent to connected peers to remove the message from their devices.
Display names and device UUIDs — So peers can identify each other during messaging sessions. UUIDs are randomly generated and not linked to any personal information.
"Everyone Nearby" room messages — Text messages you send to the shared room are delivered to every connected device and relayed through intermediate ATMChat devices like any mesh traffic (see Sections 4.3 and 4.4). Anyone on the local mesh can read what you post in the room — treat it like speaking up in a shared space.

All of this data is transmitted directly between devices over the local network. None of it is routed through the internet, stored on any server, or accessible to anyone other than the connected peers in the session.

4.3 Mesh Routing & Privacy Implications

ATMChat supports mesh networking, which means messages can hop through intermediate devices to reach their intended recipient. This enables communication even when two devices are not directly within range of each other, as long as intermediate ATMChat devices form a connected path.

Important privacy details about mesh routing:

Intermediate devices act as relays only. When a message hops through an intermediate device, the ATMChat app on that device forwards it onward automatically. Relayed messages are never displayed to the relay device's user and are never saved into that device's chat history.
No persistent relay logs. Relaying happens in memory; intermediate devices do not retain any record of messages they have forwarded. Once a message is relayed, no trace of it remains on the relay device.
Honest limitation: mesh traffic is not end-to-end encrypted (see Section 4.4). While the ATMChat app never shows relayed content, a technically sophisticated user with modified software on the relay path could in principle inspect relayed data. Treat mesh conversations like conversations in a shared physical space.

4.4 Transport Security

Local peer-to-peer sessions currently run without transport-layer encryption. This is a deliberate engineering trade-off: encrypted MultipeerConnectivity sessions proved significantly slower and less reliable over mixed Wi-Fi + Bluetooth mesh links, and dependable delivery is the App's core purpose. What this means in practice:

Your messages never touch the internet, so they cannot be intercepted remotely — an eavesdropper would have to be physically nearby, within local Wi-Fi/Bluetooth range, while you chat.
Within that local radio range, transmitted data is not encrypted. Treat ATMChat conversations like conversations in a shared physical space.
We recommend not sending highly sensitive information (passwords, ID numbers, financial details) over any local mesh network, including ATMChat.
A future update may add transport encryption; if the trade-offs change, this policy will be updated accordingly (see Section 31).

4.5 Session Lifecycle

When a messaging session ends (either by disconnecting, moving out of range, or closing the App), the active peer-to-peer connection is terminated. Message history that has been saved to ChatStorage (Section 3.2) persists locally on your device for your convenience. However, no session data is transmitted to any server, and no session metadata is retained beyond what is stored locally on your own device.

4.6 Media & File Privacy

Photos, videos, voice messages, contact cards, and files you send through ATMChat are transmitted directly to the recipient's device over the local peer-to-peer connection. They are never uploaded to any server, cloud storage service, or content delivery network. Once transmitted, the media exists only on the sender's and recipient's devices.

Photos you send from your library are downscaled and re-encoded on your device before sending, which also strips embedded metadata such as location (EXIF). If you choose to save received photos or videos to your own photo library, the App uses Apple's add-only photo access — it can add the items you explicitly save but can never read, browse, or access anything else in your library.

5. Third-Party Services & SDKs

ATMChat does not integrate, embed, or communicate with any third-party services, SDKs, APIs, or frameworks that collect, process, or transmit user data. The App uses exclusively Apple-provided first-party system frameworks:

Framework	Purpose	Data Collection
SwiftUI	User interface rendering	None
MultipeerConnectivity	Local peer-to-peer Wi-Fi mesh networking	None (local only)
CoreBluetooth	Bluetooth Low Energy (BLE) mesh networking	None (local only)
AVFoundation	Audio and video recording for voice messages and media capture	None
PhotosUI	Photo and video selection from user's library	None

We do not use Firebase, Google Analytics, Facebook SDK, Unity, AdMob, Crashlytics, Sentry, Amplitude, Mixpanel, or any other third-party data collection tool.

6. Apple's Data Practices

While ATMChat itself does not collect data, please be aware that Apple may independently collect certain information related to your use of the App Store, such as download statistics and crash logs. This data collection is governed by Apple's Privacy Policy, not ours, and is outside our control.

We have declared in App Store Connect that ATMChat collects no data linked to or tracking the user, as reflected on the App's App Store product page under "App Privacy."

7. Children's Privacy

ATMChat is rated 4+ by Apple and is designed to be suitable for users of all ages. The App does not contain violence, gambling (real or simulated), horror, mature themes, profanity, or any other objectionable material.

Because we do not collect any personal information from any user of any age, we are compliant with the following regulations regarding children's privacy:

COPPA (Children's Online Privacy Protection Act, United States) — We do not knowingly collect personal information from children under the age of 13. Since the App collects no personal information from anyone, no COPPA violation can occur.
GDPR-K / Age of Digital Consent (European Economic Area) — We do not process personal data of minors under 16 (or the lower age set by individual EEA member states). Since no personal data is processed, no parental consent is required.
Apple's Guidelines for Apps Used by Children — The App contains no data collection, no third-party analytics, and no advertising.

Please note that ATMChat is a communication tool: the content you receive comes from the nearby people you chat with, not from us, and we cannot moderate it in advance. Built-in safety tools let anyone block a peer (Settings → Blocked) or report a message (long-press → Report). Parents and guardians should apply the same judgment they would to any messaging app.

8. Your Rights Under Applicable Laws

We respect and support the privacy rights granted to individuals under applicable data protection legislation worldwide.

8.1 European Economic Area (GDPR)

If you are located in the European Economic Area (EEA), the United Kingdom, or Switzerland, the General Data Protection Regulation (GDPR) and equivalent local laws grant you the following rights regarding personal data:

Right of access (Article 15) — Request a copy of personal data held about you.
Right to rectification (Article 16) — Request correction of inaccurate personal data.
Right to erasure (Article 17) — Request deletion of your personal data.
Right to restrict processing (Article 18) — Request that we limit how we use your data.
Right to data portability (Article 20) — Receive your data in a structured, machine-readable format.
Right to object (Article 21) — Object to processing based on legitimate interests.
Right to withdraw consent (Article 7) — Withdraw previously given consent at any time.

Since we do not collect, store, or process any personal data, there is no data for us to provide, correct, restrict, delete, port, or cease processing. Your local preferences and message history can be erased by deleting the App. If you believe we hold data about you in error, please contact us and we will investigate promptly.

Legal basis for processing: We do not process personal data. The on-device preference and message storage operates under legitimate interest (providing a functional messaging experience) and does not constitute data processing under GDPR as the data never leaves the device or reaches us.

Data controller: Approve The Move (contact details in Section 32).

8.2 California (CCPA / CPRA)

If you are a California resident, the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA) grants you specific rights regarding personal information:

Right to know — You may request disclosure of the categories and specific pieces of personal information collected.
Right to delete — You may request deletion of personal information collected.
Right to correct — You may request correction of inaccurate personal information.
Right to opt out of sale or sharing — You may direct us not to sell or share your personal information.
Right to non-discrimination — You will not be discriminated against for exercising your privacy rights.

We do not collect, sell, or share personal information. We have not sold or shared personal information of any consumer in the preceding 12 months, nor do we intend to do so.

California's "Do Not Track" signals and Global Privacy Control (GPC) are respected by default, as the App does not track users in any capacity.

8.3 Qatar & Middle East

If you are located in Qatar or other Gulf Cooperation Council (GCC) states, we comply with applicable data protection laws, including Qatar's Law No. 13 of 2016 on Personal Data Privacy. As we do not collect personal data, no registration with the Compliance and Data Protection Department is required.

8.4 Other Jurisdictions

Regardless of your location, the same principle applies: we do not collect personal data, so there is no data to exercise rights over. If your local laws grant you additional privacy rights, please contact us and we will cooperate fully.

9. Data Security

Although we do not collect or store personal data on any server, we employ the following security measures to protect your experience within the App:

Local-only communications — Messaging traffic exists only on the direct radio link between nearby devices. There is no server, cloud relay, or internet path that could be breached remotely. Transport-layer encryption is not currently enabled on the local link (see Section 4.4), so physical proximity is the security boundary.
Sandboxed storage — On-device preferences and message history are stored within the App's iOS sandbox, which is isolated from other apps and protected by the operating system; the device identity lives in the iOS Keychain.
Minimal network surface — The App operates no servers and initiates no internet connections other than optional on-device link-preview fetches (Section 2), eliminating the risk of remote data breaches or unauthorized server access.
No persistent sensitive data — No passwords, tokens, credentials, or financial data are ever stored or processed.
Mesh relay hygiene — Messages routed through intermediate devices are forwarded in memory only; the relaying app never displays them and retains no copy after forwarding (see Section 4.3 for the honest limits of this).

An honest note on security: no method of electronic storage or local wireless transmission is 100% secure, and we cannot and do not guarantee absolute security. Section 4.4 describes the App's transport-security model candidly. To the maximum extent permitted by applicable law, we are not liable for security incidents arising from circumstances beyond our reasonable control, including vulnerabilities in the underlying operating system, radio protocols, or your device.

10. Data Retention

We do not operate servers, databases, or cloud storage of any kind. We do not retain any user data. All data associated with ATMChat exists exclusively on your personal device:

Data Type	Storage Location	Retention Period
User preferences	Device (UserDefaults)	Until App is deleted
Message history	Device (ChatStorage)	Until deleted by user or App is deleted
Conversation list	Device (ChatStorage)	Until deleted by user or App is deleted
Read receipts	Device (ChatStorage)	Until deleted by user or App is deleted
Active session data	Device (RAM only)	Active session only

When you delete the App, iOS permanently removes all data in the App's sandbox from your device. As is standard iOS behavior, the random device UUID stored in the iOS Keychain (Section 3.1) may persist on the device until it is removed, and device backups made before deletion may retain copies of previously stored data. Neither is ever accessible to us.

11. International Considerations

ATMChat is available worldwide through the Apple App Store. Since the App does not collect or transmit any data to external servers, there are no international data transfers to disclose. All data remains on your local device at all times, regardless of your geographic location.

When you send messages to nearby peers, the data travels directly between devices over the local network and never crosses international boundaries via the internet or any remote infrastructure.

Part II — Terms of Use

12. Acceptance of Terms

By downloading, installing, accessing, or using ATMChat, you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use the App and remove it from your device.

These terms constitute a legally binding agreement between you and Approve The Move ("we", "us", "our") governing your use of the App.

13. License Grant

Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use ATMChat on any Apple device that you own or control, solely for your personal, non-commercial communication purposes.

This license is also governed by the Apple Licensed Application End User License Agreement (EULA), which is incorporated into these terms by reference.

14. Restrictions

You agree not to:

Copy, modify, distribute, sell, lease, sublicense, or create derivative works based on the App.
Reverse-engineer, decompile, disassemble, or attempt to extract the source code of the App.
Remove, alter, or obscure any copyright, trademark, or proprietary notices.
Use the App for any unlawful purpose or in violation of any applicable laws or regulations.
Exploit the App or any part of it for commercial purposes without our prior written consent.
Attempt to interfere with or disrupt the integrity of the App or the experience of other users during local messaging sessions.
Use the App to transmit content that is illegal, harassing, threatening, defamatory, obscene, or otherwise objectionable.
Attempt to intercept, monitor, or tamper with messages transmitted between other users' devices.

15. Intellectual Property

All rights, title, and interest in and to ATMChat — including but not limited to the software code, visual design, user interface elements, graphics, animations, sound effects, messaging protocols, and documentation — are and shall remain the exclusive property of Approve The Move.

The name "ATMChat", the Approve The Move name and logo, and all associated branding are trademarks of Approve The Move. Nothing in these terms grants you any right to use our trademarks without prior written permission.

16. User Content

ATMChat enables you to send messages, photos, videos, voice messages, files, and other content ("User Content") to nearby peers. You retain full ownership of all User Content you create and transmit through the App.

You are solely responsible for all User Content you create, send, or share through the App, and for ensuring that your User Content — and your use of the App generally — complies with all applicable laws and regulations and does not infringe or violate the rights of any third party.

Because ATMChat operates entirely peer-to-peer, without servers or cloud infrastructure, we never receive, store, host, access, or moderate your User Content, and no capability to monitor User Content exists — there is simply no server through which it passes. To the maximum extent permitted by applicable law, we have no knowledge of, no control over, and no responsibility or liability for any User Content that you or any other user sends, receives, or is exposed to through the App. Content you receive comes from the nearby people you chat with, not from us.

Blocking & reporting: The App includes built-in safety tools — you can block any peer (chat options menu, managed under Settings → Blocked; the App then drops all traffic from that peer) and report objectionable messages (long-press → Report), which sends the report to support@approvethemove.com. Because there are no servers, we cannot remotely delete content from other people's devices, but we do review reports and may act on them, including cooperating with lawful requests from authorities.

17. Message Delivery Disclaimer

ATMChat is an offline, peer-to-peer mesh messaging application. Message delivery is best-effort only and is not guaranteed. Due to the inherent nature of local mesh networking:

Range limitations — Messages can only be delivered to devices within range of your local Wi-Fi or Bluetooth Low Energy signal, either directly or via intermediate mesh devices.
Mesh availability — If there is no connected path of ATMChat devices between you and the intended recipient, messages cannot be delivered.
Session dependency — Messages can only be transmitted while both sender and recipient (or a connected mesh path) have the App actively running. There is no server to queue or store messages for later delivery.
Environmental factors — Physical obstacles, interference, device settings, and distance may affect connection quality and message delivery reliability.
Local queuing only — If a recipient is temporarily out of range, the App keeps the message in an on-device queue and retries automatically when that peer reconnects locally. There is no internet or server path for delivery, so a message to a peer who never comes back into range will never be delivered.
Best-effort delivery — Messages may be lost, delayed, duplicated, or fail to arrive without notice to you. If you share session access — for example by posting in the "Everyone Nearby" room or by chatting in a crowded environment — messages may also be received by unintended nearby peers.

ATMCHAT IS NOT DESIGNED, INTENDED, OR SUITABLE FOR EMERGENCY COMMUNICATIONS. Never rely on ATMChat to contact emergency services, to summon help, or in any situation where a failure or delay in delivering a message could cause harm to any person or property. Always use a reliable, connected communication service (such as a telephone call to your local emergency number) for emergencies. You acknowledge and agree that ATMChat is not a substitute for reliable, guaranteed communication services.

18. Assumption of Risk

By using ATMChat, you expressly acknowledge, understand, and voluntarily accept the risks inherent in offline, peer-to-peer mesh messaging, including that:

Messages may be lost, delayed, duplicated, or never delivered, and there is no server to recover them (Section 17);
Local peer-to-peer sessions are not encrypted in transit (Section 4.4), and a technically sophisticated party within physical radio range could in principle intercept transmitted data;
Messages may reach unintended nearby peers, particularly in the shared "Everyone Nearby" room or in dense environments;
Content you receive comes from other nearby users, not from us, and may be inaccurate, offensive, or unlawful — the blocking and reporting tools (Section 16) are your first line of defense;
Beta builds may behave unpredictably, and locally stored data may be lost (Section 20).

To the maximum extent permitted by applicable law, you assume all risks arising from these characteristics of the App. Some jurisdictions do not allow certain assumptions of risk or waivers of liability, so some of the above may not apply to you.

19. No Professional Advice

ATMChat is a general-purpose communication tool. Nothing in the App, and nothing we publish about it, constitutes legal, medical, financial, safety, or other professional advice, and no communication you receive through the App from another user is advice from us. The App is not an emergency service, safety device, or life-safety communication system (Section 17). For any matter requiring professional judgment, consult a qualified professional.

20. Beta Software

ATMChat is currently distributed as beta software through Apple's TestFlight. You acknowledge and agree that beta software is provided for testing and evaluation purposes only; that it may contain bugs, defects, or errors; that features may change, break, or be removed without notice; that the App may be modified, suspended, or discontinued at any time; and that data created in beta versions — including message history, conversations, and preferences — may be lost at any time, including when a beta build is updated or expires. To the maximum extent permitted by applicable law, beta software is provided without any warranty or commitment of continued availability, in addition to the disclaimers in Section 21. Your use of beta builds is also subject to Apple's TestFlight terms.

21. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS AND WITHOUT WARRANTY, CONDITION, OR GUARANTEE OF ANY KIND, AND WE EXPRESSLY DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

The disclaimed warranties include, without limitation:

Implied warranties or conditions of merchantability, satisfactory quality, fitness for a particular purpose, title, non-infringement, quiet enjoyment, and accuracy;
Any warranties arising from course of dealing, course of performance, or usage of trade;
Warranties that the App will be uninterrupted, error-free, secure, or free of viruses or other harmful components;
Warranties regarding the accuracy, reliability, or completeness of any content within the App;
Warranties that messages will be delivered successfully, completely, in a timely manner, or only to intended recipients;
Warranties regarding the availability, range, or reliability of local peer-to-peer or mesh networking connections.

No advice or information, whether oral or written, obtained from us or through the App, creates any warranty not expressly stated in these terms. You acknowledge that the App is a communication tool that depends on local networking conditions and that your use of the App is at your sole risk.

Some jurisdictions do not allow the exclusion of implied warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions may not apply to you.

22. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL APPROVE THE MOVE OR ANY OF ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY:

Indirect, incidental, special, consequential, punitive, or exemplary damages;
Loss of data, profits, revenue, goodwill, anticipated savings, or other intangible losses;
Personal injury or property damage, to the extent such a limitation is permitted by applicable law;
Damages arising from your use of or inability to use the App;
Damages arising from any unauthorized access to or alteration of your device;
Damages arising from failure to deliver messages, delayed delivery, delivery to unintended nearby peers, or loss of message content — including in time-sensitive or emergency situations (see Section 17);
Damages arising from interception or unauthorized access to data transmitted over local networks;
Damages arising from the conduct or content of any third party, including other users of the App;
Any other damages arising out of or in connection with these terms or the App;

regardless of the theory of liability (contract, tort including negligence, strict liability, or otherwise), and even if we have been advised of the possibility of such damages.

Aggregate cap: to the maximum extent permitted by applicable law, our total aggregate liability for all claims arising out of or relating to these terms or the App shall not exceed the greater of (a) the amount you paid us for the App in the twelve (12) months preceding the event giving rise to the claim, and (b) ten United States dollars (USD 10). The exclusions and limitations in this section apply even if any limited remedy fails of its essential purpose.

Some jurisdictions do not allow the exclusion or limitation of liability for certain damages — including liability for death or personal injury caused by negligence, or liability for fraud — so some of the above may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by applicable law.

23. Indemnification

You agree to indemnify, defend, and hold harmless Approve The Move, and their respective officers, directors, employees, contractors, agents, licensors, and suppliers from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and legal costs) arising out of or related to:

Your use, misuse, or access of the App;
Your violation of these Terms of Use;
Your violation of any applicable law or regulation;
Your infringement or violation of the rights of any third party, including intellectual property, privacy, or publicity rights;
Any User Content you create, send, or share through the App.

We reserve the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense. This section survives any termination of these terms.

24. Force Majeure

To the maximum extent permitted by applicable law, we shall not be liable for any failure or delay in the operation of the App, or in our performance under these terms, caused by events beyond our reasonable control, including, without limitation: acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, governmental actions, epidemics or pandemics, power outages, network or telecommunications failures, radio interference, failures or outages of third-party services, cloud platforms, or distribution platforms (including the Apple App Store and TestFlight), changes to or restrictions imposed by iOS or Apple's frameworks and policies, or any other event beyond our reasonable control.

25. Governing Law & Dispute Resolution

These terms shall be governed by and construed in accordance with the laws of the State of Qatar, without regard to its conflict of law provisions.

Any dispute, controversy, or claim arising out of or relating to these terms or the App shall be resolved as follows:

Informal resolution — You agree to first attempt to resolve any dispute informally by contacting us at support@approvethemove.com. We will attempt to resolve the dispute within 30 days. Most concerns can be sorted out this way, and we genuinely prefer it.
Courts of Qatar — If informal resolution fails, then to the maximum extent permitted by applicable law, any remaining dispute shall be subject to the exclusive jurisdiction of the competent courts of the State of Qatar, including, where applicable, the Qatar International Court and Dispute Resolution Centre (QICDRC).

Nothing in this section shall prevent either party from seeking injunctive or equitable relief from a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

Consumer-rights savings clause: If the mandatory consumer-protection laws of your country of residence grant you the right to bring or defend proceedings before the courts of your home jurisdiction, or the benefit of mandatory local law, nothing in these terms deprives you of that right. For EU/EEA residents: Nothing in these terms limits your right to bring proceedings before the courts of your country of residence, as required by Regulation (EU) No 1215/2012.

For US residents: To the extent permitted by applicable law, you and we each waive the right to a jury trial and the right to participate in a class action lawsuit. Some jurisdictions do not allow such waivers, so this paragraph may not apply to you.

26. Termination

These terms are effective until terminated. Your rights under these terms will terminate automatically and without notice if you fail to comply with any provision.

Upon termination, you must cease all use of the App and delete all copies from your devices. Sections 15 through 25, and Sections 27 through 30, shall survive any termination of these terms.

We reserve the right to modify, suspend, or discontinue the App (or any part thereof) at any time without notice or liability.

27. Severability

If any provision of these terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions, which shall continue in full force and effect. To the maximum extent permitted by applicable law, any unenforceable provision shall be construed or reformed to achieve, as nearly as possible, its intended effect.

28. No Waiver

Our failure to enforce any right or provision of these terms shall not constitute a waiver of that right or provision. Any waiver must be in writing and expressly stated by us to be effective, and a waiver on one occasion shall not constitute a waiver on any other occasion.

29. Assignment

We may assign or transfer these terms, in whole or in part, without restriction, including in connection with a reorganization, merger, acquisition, or sale of assets. You may not assign or transfer these terms, or any of your rights or obligations under them, without our prior written consent; any attempted assignment in violation of this section is void.

30. Entire Agreement

These terms, together with the Privacy Policy above and Apple's Licensed Application EULA, constitute the entire agreement between you and Approve The Move regarding your use of ATMChat. These terms supersede any prior agreements, communications, or understandings, whether written or oral, relating to the App.

Consumer rights: Nothing in these terms excludes, limits, or restricts any statutory consumer rights or other rights that you have under the mandatory laws of your jurisdiction and that cannot lawfully be excluded, limited, or waived. To the extent of any conflict, those non-waivable rights prevail.

General

31. Changes to This Document

We may update this Privacy Policy and Terms of Use from time to time to reflect changes in the App, our practices, or applicable laws. When we make changes:

We will update the "Last updated" date at the top of this page.
For material changes, we will notify you through the App before the changes take effect.
The updated document will be posted at this URL: approvethemove.com/chat/privacy.html

Your continued use of the App after changes are posted constitutes acceptance of the updated terms. If you disagree with any changes, your sole remedy is to stop using the App and delete it from your device.

32. Contact Us

If you have any questions, concerns, complaints, or requests regarding this Privacy Policy, these Terms of Use, or our practices, please contact us:

Email: support@approvethemove.com
Organization: Approve The Move
Website: approvethemove.com

We commit to responding to all privacy-related inquiries within 30 days of receipt. For GDPR-related requests, we will respond within the legally required timeframe of one calendar month.

Document version 3.0 | Effective August 5, 2026 | Applies to ATMChat v0.1 and all subsequent versions unless superseded.