ATM Flow
Your complete personal finance tracker. Multiple accounts, budgets, reports, and seamless sync across all your devices.
Coming Soon
Free
No Ads
CloudKit Sync
iOS 17+
Your complete personal finance tracker. Multiple accounts, budgets, reports, and seamless sync across all your devices.
See all your accounts at a glance with visual summaries and financial health indicators.
Record income and expenses with categories, tags, notes, and photos. Filter and search everything.
Create budgets for any category and monitor your spending against targets in real time.
Visual charts showing your spending patterns, trends, and breakdowns by category or time period.
Set up automated entries for subscriptions, salary, rent, or any repeating income and expenses.
All data automatically syncs across your Apple devices via your iCloud account. Works offline too.
Set savings targets and track your progress toward them over time.
Import transactions from your bank's CSV exports to quickly get started.
Protect your financial data with Face ID, Touch ID, or passcode lock.
Create your accounts — Add your bank accounts, wallets, or payment methods and set their initial balances.
Add transactions — Tap the + button on the Dashboard to record income or expenses. Assign categories and tags.
Set budgets — Go to the Budgets tab to create spending limits for any category (groceries, dining, transport, etc.).
Review reports — The Reports tab shows charts of your spending trends so you can see where your money goes.
Set up recurring entries — For regular transactions like salary or subscriptions, set them as recurring so they're added automatically.
Sync everywhere — Your data automatically syncs to all your Apple devices via iCloud. No setup needed.
Yes. No ads, no subscriptions, no in-app purchases, no paywalls. Download it, use every feature, keep it forever. This isn't a trial — it's the whole app.
No. All your accounts, transactions, and budgets live on your device and sync privately through your own iCloud account via CloudKit. I can't see your data — only you can.
Yes. ATM Flow uses CloudKit to sync across every Apple device signed into your iCloud account. Changes on your iPhone appear on your iPad within seconds.
Yes. Export a CSV from your bank's website or app, and ATM Flow can import it. You can also set up recurring transactions for salary, subscriptions, or rent so you don't have to re-enter them.
Local data on the device is removed. Your iCloud data stays safe until you manage it through your device's iCloud settings, so you can reinstall and get everything back.
ATM Flow stores all data on your device and in your personal iCloud account. No data is sent to external servers. No analytics. No tracking.